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A credit card backed by your mutual funds.

₹5,00,000 of mutual funds gets you a card limit of up to ₹4,00,000 — while your portfolio keeps growing.

A card limit of
up to ₹5,00,000.

45 days interest-free on what you spend, and ₹0 on a limit you never touch.

The card your
portfolio earns you.

Scroll to explore
Estimate

See the card limit your portfolio earns you

₹5,00,000
Your fund type
₹1,00,000₹1,00,00,000
Your card limit
₹2,25,000
Up to 45% of your portfolio, max ₹5,00,000
How it works

Three steps. Ten minutes. Zero selling.

01

Fetch

Enter your PAN. We securely fetch your CAMS/KFintech portfolio in 10 seconds.

02

Pledge

Mark a digital lien via an OTP. Your funds stay in your name and keep growing.

03

Spend

Scan any UPI QR — the school fee, the flight, the Saturday dinner — or swipe your RuPay card.

Your fund probably already has a limit mapped. Find yours, or read how a credit card against mutual funds works.

Why PiFi

Why you should choose a mutual fund backed credit card?

01

No income proof

Your portfolio sets the limit, not your salary slip.

02

Your money keeps working

Your units stay in your own name and keep growing as before.

03

A limit that grows

As your portfolio grows, so does the limit available to you.

04

Spend on UPI

Scan any QR, or swipe your RuPay card.

Card terms

Terms you can read in one breath

Every number shown before it matters. A card priced on what you own, not what you earn.

Your card limit
Up to ₹5,00,000

Set by your portfolio, not your salary. The calculator above shows yours.

Interest-free period
Up to 45 days

Pay your bill on time and you pay nothing extra.

FAQ

Questions,
answered.